:root{--ink:#14211b;--muted:#5e6964;--paper:#f6f3ea;--card:#fffdf7;--accent:#f2643d;--green:#204d3b;--line:#d9d8cf;--radius:22px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--paper);color:var(--ink);font:17px/1.65 system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif}a{color:inherit}.site-header,footer{max-width:1180px;margin:auto;padding:24px 32px;display:flex;align-items:center;justify-content:space-between}.brand{text-decoration:none;font-size:1.45rem;font-weight:850;letter-spacing:-.05em}.site-header nav,footer nav{display:flex;gap:24px}.site-header nav a,footer nav a{text-decoration:none;color:var(--muted);font-size:.92rem}.hero{max-width:1180px;margin:24px auto 64px;padding:100px 7%;border-radius:32px;background:var(--green);color:white;background-image:radial-gradient(circle at 85% 20%,#3c765e 0,transparent 32%)}.hero h1{max-width:760px;font-size:clamp(3rem,8vw,6.7rem);line-height:.92;letter-spacing:-.07em;margin:.25em 0}.hero>p:not(.eyebrow){max-width:590px;color:#dce9e2;font-size:1.2rem}.eyebrow{text-transform:uppercase;letter-spacing:.14em;font-size:.76rem;font-weight:800;color:var(--accent)}.button{display:inline-block;margin-top:20px;padding:13px 20px;border-radius:999px;background:var(--accent);color:white;text-decoration:none;font-weight:750}.section{max-width:1180px;margin:0 auto;padding:70px 32px}.section-heading{display:flex;align-items:end;justify-content:space-between}.section h2,.cta h2{font-size:clamp(2rem,4vw,3.6rem);letter-spacing:-.055em;line-height:1.05;margin:.25em 0 .8em}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card{min-height:320px;background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:30px;text-decoration:none;display:flex;flex-direction:column;transition:.2s}.card:hover{transform:translateY(-4px);box-shadow:0 12px 30px #14211b12}.card span{color:var(--accent);font-weight:800}.card h3{font-size:1.55rem;line-height:1.15;margin:55px 0 10px}.card p{color:var(--muted)}.card b{margin-top:auto}.split{display:grid;grid-template-columns:1fr 1fr;gap:80px;border-top:1px solid var(--line)}.split p{color:var(--muted)}.cta{max-width:1116px;margin:60px auto;background:var(--accent);color:white;text-align:center;padding:70px 24px;border-radius:var(--radius)}.cta p{opacity:.85}.button.light{background:white;color:var(--ink)}footer{border-top:1px solid var(--line);margin-top:80px;align-items:flex-end}footer p,footer small{color:var(--muted);font-size:.85rem}.page{max-width:900px;margin:50px auto;padding:0 28px}.page-head{margin-bottom:40px}.page-head h1{font-size:clamp(2.5rem,7vw,5rem);line-height:1;letter-spacing:-.06em;margin:.2em 0}.lede{font-size:1.2rem;color:var(--muted)}.calculator{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:28px;margin:35px 0}.fields{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}label{font-weight:700;font-size:.9rem}input,select{display:block;width:100%;margin-top:7px;padding:13px;border:1px solid #bfc2ba;border-radius:10px;background:white;font:inherit}button{border:0;cursor:pointer}.result{margin-top:22px;padding:22px;border-radius:14px;background:#e6efe9}.result strong{display:block;font-size:2rem;line-height:1.2;color:var(--green)}.article{margin:60px 0}.article h2{font-size:2rem;letter-spacing:-.035em}.article h3{margin-top:2em}.notice{padding:16px;border-left:4px solid var(--accent);background:#fff4ee}.text-page{max-width:760px}.text-page h1{font-size:3.5rem;letter-spacing:-.05em}.text-page h2{margin-top:2em}@media(max-width:760px){.site-header{padding:18px}.site-header nav a:nth-child(2){display:none}.hero{margin:8px 12px 40px;padding:70px 24px}.cards,.split,.fields{grid-template-columns:1fr}.split{gap:15px}.section{padding:50px 20px}.cta{margin:30px 12px}.site-header nav,footer nav{gap:14px}footer{padding:24px 20px;display:block}footer nav{flex-wrap:wrap;margin:22px 0}}