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191 financial calculators and private browser tools with plain-English assumptions. No account and no data upload.
High-value tools
Plan the decisions with the largest consequences
Mortgage Affordability Calculator
Connect income, debt, recurring housing costs, DTI limits, and upfront cash.
Estimate affordability → 02Mortgage Points Calculator
Compare point cost, payment savings, remaining balances, and break-even.
Compare points → 03HELOC Payment Calculator
Stress-test interest-only draw payments and repayment-period payment shock.
Model a HELOC → 04Roth vs. Traditional 401(k) Calculator
Compare equal contributions, equal take-home-pay cost, and after-tax value.
Compare account taxes → 052026 HSA Contribution Limit Calculator
Apply coverage, monthly eligibility, the age-55 catch-up, and contributions already made.
Find remaining HSA room → 062026 Federal Income Tax Bracket Calculator
See ordinary tax, marginal and effective rates, and the amount taxed inside every bracket.
Calculate bracket tax → 072026 SALT Deduction Limit Calculator
Start with itemizing and a supported Schedule A subtotal, then apply the temporary limit and MAGI phasedown.
Calculate the SALT limit → 082026 Standard vs. Itemized Deduction Calculator
Compare a supported Schedule A total with the filing-status, dependent, age, blindness, and cash-gift standard path.
Compare deduction paths → 09Debt Consolidation Calculator
Compare current payoff cost with a new payment, term, and origination fee.
Compare consolidation → 10Life Insurance Needs Calculator
Build a family coverage gap from support, obligations, resources, and existing insurance.
Estimate protection needs → 11Retirement Savings Calculator
Connect spending, income, inflation, contributions, and a target balance.
Test retirement readiness → 12Rent vs. Buy Calculator
Compare mortgage equity with rent, transaction costs, and invested differences.
Compare housing options → 132026 Home Sale Capital Gain Calculator
Separate seller cash from adjusted basis, the main-home exclusion, and potentially taxable gain.
Calculate home-sale gain → 142026 Long-Term Capital Gains Tax Calculator
See how ordinary income fills the stack before eligible gains reach the 0%, 15%, and 20% bands.
Calculate capital-gain tax → 152026 Net Investment Income Tax Calculator
Compare supported net investment income with modified AGI above the statutory threshold, then apply 3.8% to the smaller amount.
Estimate NIIT → 162026 Alternative Minimum Tax Calculator
See the exemption, new 50% phaseout, 26%–28% bands, tentative minimum tax, and regular-tax comparison.
Estimate AMT → 172026 ISO AMT Adjustment Calculator
Use one Form 3921 lot, remove same-year dispositions, and calculate the supported spread that can feed Form 6251 line 2i.
Calculate the ISO adjustment → 182026 ISO Sale Tax and AMT Basis Calculator
Test both holding-period clocks, separate regular wages from capital gain, and preserve the lot’s distinct AMT basis.
Calculate an ISO sale → 192026 RSU Tax Withholding Calculator
Separate gross vest wages, 22% and 37% supplemental withholding, Social Security, Medicare, and value remaining after modeled federal deductions.
Estimate RSU withholding → 202026 NSO Exercise Tax and Withholding Calculator
Separate exercise cost, W-2 Code V wages, payroll withholding, cash funding, initial basis, and the later stock sale.
Estimate an NSO exercise → 212026 ESPP Tax and Cost Basis Calculator
Classify one Form 3922 lot, separate ordinary income from capital gain or loss, and reconcile adjusted basis before filing.
Calculate an ESPP sale → 222026 Additional Medicare Tax Calculator
Apply the 0.9% Form 8959 liability formula to supported Medicare wages and self-employment income without confusing liability with withholding.
Estimate Additional Medicare Tax → 232026 Self-Employment Tax Calculator
Separate Social Security, Medicare, Additional Medicare Tax, and the deductible half from net business profit.
Estimate self-employment tax → 242026 Qualified Business Income Deduction Calculator
Use supported QBI worksheet figures, the correct income threshold, the return-level limit, and the new active-business minimum.
Estimate the QBI deduction →Browse all 191 tools → · Financial planning → · 2026 tax planning → · Retirement planning → · Auto calculators → · Health calculators → · Home project calculators →
Small-business pricing
Connect cost, price, margin, and sales volume.
A positive unit margin does not prove that a price can cover fixed costs, discounts, commissions, returns, capacity, and cash timing.
Follow a source-first sequence instead of jumping between disconnected percentages.
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Every calculation runs locally in your browser. Gypes does not require an account and does not send the values you enter to a server.
Each tool includes its formula, examples, and practical notes so you can check the result rather than simply trust a number.
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