Gypes

Complete directory

All online tools

191 focused tools, organized by the kind of question you need to answer. Every calculation or transformation runs in your browser.

191 tools

Follow the small-business pricing and profit calculation path →

Everyday math and money

Sales Commission CalculatorFlat-rate commission plus base pay for the same period. Percentage CalculatorPercent of a number, ratios, and percentage change. Discount CalculatorSale price, tax-adjusted total, and amount saved. Sales Tax CalculatorTax and total for one or more equally priced items. GST CalculatorAdd or extract GST with CGST/SGST or IGST breakdown. Unit Price CalculatorCost per unit and a like-for-like package comparison. Margin and Markup CalculatorProfit, margin, and markup from cost and selling price. Break-Even CalculatorUnits and revenue required to cover stated costs. Tip CalculatorTip, total bill, and equal split per person. Savings Goal CalculatorMonthly contribution needed for a target. Compound Interest CalculatorMonthly compounding and end-of-month contributions. Loan Payment and EMI CalculatorMonthly payment, total interest, and reducing-balance schedule.

Work, dates, and activity

Date Difference CalculatorElapsed calendar days and weeks between dates. Business Days CalculatorWorking dates with explicit inclusion, weekend, and custom holiday rules. Time Zone ConverterRegional date-time conversion with DST gap and repeated-hour detection. Time Duration CalculatorElapsed time on the same or following day. Work Hours CalculatorPaid hours after breaks across one or more shifts. Salary to Hourly CalculatorAnnual, monthly, weekly, and hourly gross pay equivalents. Overtime Pay CalculatorRegular, overtime, and total gross pay. Age CalculatorCompleted calendar years, months, and days. Sleep CalculatorIllustrative bedtime and wake options with explicit timing limitations. Running Pace CalculatorAverage pace and speed from distance and time.

Developer and design tools

Color PickerVisual HEX selection with RGB, HSL, HSV, and CMYK conversion. WCAG Color Contrast CheckerCheck AA, AAA, large-text, and non-text sRGB contrast thresholds. Markdown Live PreviewRender a safe Markdown subset locally as you type. JSON Formatter and ValidatorFormat, validate, or minify JSON locally. CSV to JSON and JSON to CSV ConverterQuoted fields, delimiter detection, type inference, local files, and downloads. Regex Tester and Replacement PreviewJavaScript flags, match indexes, capture groups, replacements, and timeout isolation. Base64 Encoder and DecoderConvert UTF-8 text and standard or URL-safe Base64. JWT Decoder and Claims InspectorDecode headers and claims locally with timestamps and explicit security warnings. IPv4 Subnet CalculatorCIDR boundaries, masks, broadcast, address counts, and usable host ranges. URL Encoder and DecoderConvert UTF-8 URL components or complete URLs. Unix Timestamp ConverterConvert epoch seconds, milliseconds, and timezone-aware ISO dates. SHA Hash GeneratorGenerate SHA-256, SHA-384, or SHA-512 from UTF-8 text. UUID v4 GeneratorCreate 1–100 random version 4 identifiers locally.

Digital media and files

Free PDF EditorAdd text, ink, highlights, signatures, and images locally without uploading the PDF. Image to Text ConverterExtract editable printed English text from an image with private local OCR. PDF MergerReorder and combine PDF pages locally without uploading files. PDF to JPG or PNG ConverterRender selected PDF pages as JPG or lossless PNG images locally. RAR and 7z ExtractorInspect and extract non-encrypted RAR, RAR5, and 7z files locally. ZIP File ExtractorInspect and extract ZIP or ZIP64 entries locally with CRC verification. Image CompressorReduce JPEG or WebP size by quality, dimensions, or a target KB limit. US Passport Photo ToolCrop a private 600×600 photo and create a six-photo 4×6 print sheet. Image Resizer and Format ConverterResize with one clear method, then convert PNG, JPEG, WebP, or safe SVG locally. Download Time CalculatorTheoretical transfer time from file size and connection speed. Aspect Ratio CalculatorSimplified dimensions and proportional resizing. Screen PPI CalculatorPixel density and pitch from resolution and diagonal size.

Taxes and long-term financial planning

Keep tax-rate, self-employment, payment, contribution, and retirement questions separate. Follow the 2026 federal tax calculation path →

High-Yield Savings CalculatorAPY growth, deposits, modeled interest, and ending balance. 401(k) Employer Match CalculatorEmployee contributions, employer match, fees, and long-term growth. 2026 401(k) Contribution Limit CalculatorRemaining employee deferral room, age catch-up, compensation, and Roth catch-up status. 2026 Federal Income Tax Bracket CalculatorOrdinary federal income tax, marginal bracket, effective rate, and tax inside each filing-status band. 2026 SALT Deduction Limit CalculatorStart with itemizing and a supported Schedule A subtotal, then apply the temporary cap, filing group, and MAGI phasedown. 2026 Standard vs. Itemized Deduction CalculatorCompare a supported Schedule A total with the filing-status, dependent, age or blindness, and nonitemizer-gift standard path. 2026 Enhanced Senior Deduction CalculatorCheck filing status, the age-65 cutoff, valid SSNs, Schedule 1-A MAGI, and the per-person 6% phaseout in four short steps. 2026 Qualified Tips Deduction CalculatorConfirm a voluntary tip, exact IRS occupation and TTOC, return eligibility, separately reported amount, per-return cap, and MAGI phaseout. 2026 Qualified Overtime Deduction CalculatorCheck FLSA, filing, SSN, reported premium-pay, annual-cap, and modified-AGI rules without treating all overtime pay as deductible. 2026 Child Tax Credit CalculatorEstimate CTC and ODC after the income phaseout, then optionally separate nonrefundable credit from regular-method ACTC. 2026 Earned Income Tax Credit CalculatorEstimate the 2026 EITC curve after checking the qualifying-child category, earned income, AGI, and investment-income limit. 2026 Child and Dependent Care Credit CalculatorEstimate the work-related care credit after benefits, expense and earned-income limits, the new 2026 rate, and available tax. 2026 Self-Employment Tax CalculatorEstimate Social Security, Medicare, Additional Medicare Tax, and the deductible half from net business profit. 2026 Additional Medicare Tax CalculatorEstimate the separate 0.9% Form 8959 liability from supported Medicare wages, self-employment income, and filing status. 2026 Alternative Minimum Tax CalculatorEstimate ordinary-path 2026 AMT from supported Form 6251 AMTI, the exemption and 50% phaseout, rate bands, and regular tax. 2026 ISO AMT Adjustment CalculatorCalculate the supported Form 6251 line 2i adjustment for one Form 3921 exercise lot after removing same-year dispositions. 2026 ISO Sale Tax and AMT Basis CalculatorClassify one ISO stock sale, separate regular compensation and capital gain, and reconcile the lot’s distinct AMT basis result. 2026 RSU Tax Withholding CalculatorEstimate federal supplemental income tax, Social Security, Medicare, and Additional Medicare withholding on one supported RSU vest. 2026 NSO Exercise Tax and Withholding CalculatorEstimate W-2 Code V wages, exercise cost, federal payroll withholding, cash funding, and initial stock basis for one supported employee exercise. 2026 ESPP Tax and Cost Basis CalculatorClassify one Section 423 sale, calculate ordinary compensation, adjust basis, and separate the remaining capital gain or loss. 2026 Qualified Business Income Deduction CalculatorUse supported Form 8995 or final Form 8995-A figures, the taxable-income limit, and the new active-business minimum. 2026 American Opportunity Tax Credit CalculatorCheck the return, income, student, 2026 SSN and school-EIN records, adjusted expenses, and refundable-versus-nonrefundable split. 2026 Lifetime Learning Credit CalculatorCheck the return, courses, 2026 SSN and Form 1098-T records, combined adjusted expenses, per-return ceiling, and nonrefundable limit. 2026 Saver’s Credit CalculatorCheck eligible contributors, filing status, the exact 2026 AGI rate band, adjusted retirement contributions, and recent distributions. 2026 Student Loan Interest Deduction CalculatorCheck borrower eligibility, filing status, MAGI, qualified-interest records, the $2,500 ceiling, and the 2026 income phaseout. 2026 Quarterly Estimated Tax CalculatorCompare the general current-year and prior-year safe-harbor methods, expected withholding, prior payments, and the cumulative target for each due date. 2026 Social Security Taxable Benefits CalculatorEstimate the Social Security or equivalent Tier 1 benefit amount included in federal income—not the tax owed on it. 2026 Long-Term Capital Gains Tax CalculatorStack eligible qualified dividends and long-term gains above ordinary income, then separate the amount taxed at 0%, 15%, and 20%. 2026 Net Investment Income Tax CalculatorEstimate the separate 3.8% NIIT from supported Form 8960 modified AGI, net investment income, and the individual filing-status threshold. 2026 Home Sale Capital Gain CalculatorSeparate sale price, selling expenses, adjusted basis, the supported home-sale exclusion, and potentially taxable gain. 2026 Car Loan Interest Deduction CalculatorCheck vehicle, purchase-loan, U.S.-assembly, modified-AGI, and qualified-interest rules before estimating the temporary deduction. 2026 HSA Contribution Limit CalculatorRemaining HSA room after coverage, eligible months, age-55 catch-up, employer deposits, and other contributions. Roth vs. Traditional 401(k) CalculatorCompare equal contributions, equal take-home-pay cost, taxes, growth, fees, and limits. 2026 Roth IRA Contribution Limit CalculatorApply the shared IRA limit, compensation cap, filing-status phase-out, and contributions already assigned. 2026 Traditional IRA Deduction CalculatorEstimate deductible contribution room after workplace coverage, filing status, modified AGI, compensation, and Roth contributions. Coast FIRE CalculatorSavings needed today to coast toward a future retirement target. Credit Card Payoff CalculatorFixed-payment payoff time, total interest, and total paid. Balance Transfer CalculatorTransfer fee, promotional APR, later APR, payoff time, and cost savings. FIRE CalculatorFinancial independence target, real-return timeline, and monthly CSV. Rent vs. Buy CalculatorMortgage, rent, transaction costs, equity, and invested cash-flow differences. Mortgage CalculatorHome price, down payment, principal, interest, taxes, insurance, HOA fees, and estimated PMI. Mortgage Affordability CalculatorIncome, debt, DTI limits, complete housing costs, price ceiling, and upfront cash. Mortgage Closing Costs CalculatorDown payment, itemized costs, credits, deposit, financed costs, and cash to close. Home Sale Proceeds CalculatorSeller fees, closing costs, credits, loan payoffs, net cash, and target sale price. Mortgage Points CalculatorPoint cost, payment savings, balance-aware break-even, and time-horizon value. Mortgage Refinance CalculatorCurrent and new payments, costs paid or financed, remaining balances, horizon savings, and break-even. Cash-Out Refinance CalculatorNew loan amount, cash retained, LTV, payment change, horizon balances, financing cost, and remaining equity. Mortgage Recast CalculatorCompare a lower recast payment with no lump sum and keeping the original payment. Mortgage Amortization CalculatorFixed-rate payment, extra principal, annual balances, and monthly CSV. HELOC Payment CalculatorInterest-only draw payments, repayment shock, fees, and a higher-rate stress scenario. Home Equity Loan CalculatorGross equity, LTV, proposed CLTV, payment, costs, and net proceeds. Debt Snowball CalculatorThree-debt payoff order, annual progress, and monthly CSV. Debt Consolidation CalculatorCompare current payoff cost with a new loan, term, and origination fee.

Home project materials and cost

Move from field measurements to waste, product coverage, and whole-package purchasing. Follow the home project calculator collection →

Cost per Square Foot CalculatorTotal cost normalized by square foot and square meter. Paint CalculatorPaintable wall area, gallons, and whole cans. Flooring CalculatorFloor area, cutting waste, and whole boxes. Tile CalculatorProject area, waste, whole tiles, boxes, and purchased coverage. Drywall CalculatorWalls, optional ceiling, openings, waste, sheets, and purchased coverage. Concrete CalculatorRectangular volume, waste allowance, and whole bags. Mulch CalculatorBed volume in cubic feet, cubic yards, and whole bags.

Travel and unit conversion

Estimate vehicle use and trip cost, or normalize common measurements. Follow the complete auto calculator collection →

Fuel Cost CalculatorTrip fuel use, total cost, and shared cost. Driving Cost CalculatorFuel, other vehicle costs, and cost per mile. Fuel Economy ConverterUS mpg, kilometers per liter, and liters per 100 km. Tire Size CalculatorCompare metric tire diameter, sidewall, circumference, revolutions, clearance, and speedometer change. Length ConverterMetric and US length measurements. Area ConverterSquare units, acres, and hectares. Weight ConverterMetric mass, ounces, pounds, and stone. Volume ConverterMetric and US liquid or cooking volume. Temperature ConverterCelsius, Fahrenheit, and Kelvin. Speed ConverterMetric speed, mph, knots, and feet per second. Pressure ConverterPascals, bar, psi, atmospheres, and mmHg. Energy ConverterJoules, calories, watt-hours, and BTU. Power ConverterWatts, kilowatts, horsepower, and BTU per hour. Electricity Cost CalculatorAppliance kWh and cost from power, time, and rate. Data Storage ConverterDecimal and binary byte-based units.

Financial resilience

Emergency Fund CalculatorCash reserve target, current shortfall, and monthly savings timeline.

Protection and insurance planning

Life Insurance Needs CalculatorNeeds-based income support, obligations, resources, existing coverage, and coverage gap. Disability Insurance Needs CalculatorWaiting-period liquidity, employer and individual benefits, monthly gap, and cumulative shortfall. Long-Term Care Cost CalculatorProject local care costs, policy limits, income, dedicated assets, and the remaining funding gap.

Personal balance sheet

Net Worth CalculatorAssets, liabilities, liquidity, debt ratio, and asset concentration.

Investment and purchasing power

Investment Return CalculatorTotal gain, contributed capital, ROI, and valid CAGR handling. SIP CalculatorMonthly investment growth, annual step-up, inflation, and contribution schedule. SWP CalculatorMonthly withdrawals, annual increase, depletion detection, and balance schedule. Inflation CalculatorFuture equivalent cost, cumulative price change, and purchasing power.

Vehicle financing and compensation

Set the household ceiling before building a deal. Follow the auto planning path →

Car Affordability CalculatorPersonal vehicle-price ceiling from take-home cash flow, ownership costs, trade equity, tax, fees, APR, and term. Auto Loan CalculatorPayment, tax, fees, trade equity, financed amount, and total interest. Car Lease vs. Buy CalculatorSame-horizon purchase equity, lease charges, mileage, total cost, and break-even value. Auto Refinance CalculatorCompare payments, balances, fees, lifetime savings, and balance-aware break-even. Auto Loan Payoff CalculatorEstimate months and interest saved with monthly and one-time extra principal. Pay Raise CalculatorAnnual, monthly, weekly, hourly, nominal, and real pay changes.

Retirement contributions, readiness, and distributions

Follow the questions in order with the retirement planning collection →

Retirement Savings CalculatorInflation-adjusted target, projected balance, gap, and required contribution. Social Security Break-Even CalculatorCompare two personal SSA claiming estimates, waiting-period cash, crossover age, and same-horizon totals. 2026 Social Security Earnings Test CalculatorEstimate retirement benefits withheld for work earnings with the correct age path, earnings period, and exception checks. Pension Lump Sum vs. Annuity CalculatorCompare matched pension offers using cash crossover, COLA, cumulative payments, present value, and survivor-term warnings. 2026 Medicare IRMAA CalculatorUse 2024 Form 1040 AGI and tax-exempt interest to estimate Part B premiums and Part D income-related add-ons. 2026 RMD CalculatorConfirmed standard original-owner RMD, IRS denominator, distributions counted, and remaining amount. Debt-to-Income Ratio CalculatorCurrent, proposed, and housing ratios without a universal approval label.

Budgeting and loan decisions

Monthly Budget CalculatorNeeds, wants, savings, debt goals, and remaining take-home cash flow. Loan Comparison CalculatorPayment, interest, fees, and total borrowing cost for two offers. Loan APR CalculatorEstimate how prepaid and financed charges change annualized borrowing cost.

Writing and account security

Secure Password GeneratorCryptographic local randomness, character controls, and entropy context. Secure Random Number GeneratorUnbiased cryptographic integer draws with uniqueness, sorting, and copyable output. Character Counter and Word CounterUnicode characters, optional limits, words, sentences, paragraphs, and time estimates.

Academic planning

GPA CalculatorStart with one course, add rows only as needed, and see credit-weighted GPA and quality points on an explicit 4.0 scale. Final Grade CalculatorRequired final exam score from current grade, target, and exam weight.

Health, nutrition, and pregnancy dates

Use these adult screening and planning estimates with their limitations visible. Follow the health calculator collection in decision order →

Adult BMI CalculatorScreening estimate using metric or US inputs. Body Fat CalculatorAdult US Navy circumference-method screening estimate. TDEE and Calorie Deficit CalculatorEstimate adult resting and maintenance energy, then compare modest daily calorie scenarios without a weight forecast. Macro CalculatorConvert an already-chosen calorie target into protein, carbohydrate, and fat grams. Pregnancy Due Date CalculatorCycle-adjusted due date, gestational age, conception estimate, and 37-to-42-week window. Ovulation and Fertile Window CalculatorOvulation, broader fertile window, and next-period ranges from cycle variability.

Codes and sharing

QR Code ScannerDecode a QR code from an image or camera locally without uploading it. QR Code GeneratorPrivate local QR generation with error correction, quiet zone, and PNG download. Wi-Fi QR Code GeneratorLocal WPA/WPA2, WEP, or open-network QR creation without credential uploads. vCard Contact QR Code GeneratorLocal contact QR and VCF creation with structured names and validated contact methods.

New high-demand essentials

Text Case ConverterUpper, lower, sentence, title, camel, snake, and kebab case.

Popular math and time tools

Scientific CalculatorTrigonometry, logarithms, powers, roots, constants, and factorials. Slope CalculatorExact rise over run, line equation, direction, distance, and midpoint from two points. Volume CalculatorVolume for seven common 3D shapes with cubic-unit conversions. Standard Deviation CalculatorSample or population spread, variance, mean, sum, and count.

Function visualization

Graphing CalculatorPlot up to three functions with adjustable x and y ranges.

Popular learning and productivity

Typing Speed TestTimed WPM, accuracy-adjusted WPM, character accuracy, and passages. Quadratic Formula CalculatorReal or complex roots, discriminant, vertex, axis, and substitution. Z-Score CalculatorStandardized score and approximate normal left and right tails.

Popular browser and device utilities

Microphone TestCheck live input level, waveform, peak, clipping, device, sample rate, and processing locally. Speaker TestPlay a locally generated tone through the left, right, or both stereo channels. Dead Pixel TestInspect a display for dark, bright, stuck, and color-subpixel defects with full-screen solid colors. Keyboard TesterCheck 104 physical keys, key codes, left/right locations, repeats, and releases locally. Webcam TestPreview a camera, inspect active resolution and frame rate, mirror, and save a local snapshot. Online NotepadPlain-text writing with private local autosave, import, counts, and TXT download. Online Voice RecorderRecord, pause, preview, and download microphone audio locally.

Popular creative and comparison tools

Text CompareFind unchanged, removed, and added lines with optional case and whitespace rules. Signature GeneratorDraw or type a signature and download a transparent or white-background PNG.

High-demand everyday, image, PDF, currency, and recording tools

Text to PDF ConverterFormat plain text for A4 or Letter and save a searchable Unicode PDF through the browser. JPG to PDF ConverterArrange up to 40 JPEG or PNG images and create one local multi-page PDF. Online Screen RecorderCapture a chosen screen, window, or tab with optional audio and local download. Split PDFExtract selected pages or create separate range PDFs locally without uploading the source. Compress PDFRasterize image-heavy PDF pages at chosen resolution and quality with an honest size comparison. Remove PDF PagesPreview and remove unwanted PDF pages locally while copying every retained page in order. Crop ImageDrag or enter exact crop pixels, apply common aspect ratios, resize, and download locally. Currency ConverterConvert 30 major currencies with dated European Central Bank daily reference rates. Rotate ImageTurn JPEG, PNG, or WebP images left, right, or upside down and download locally. Text to SpeechRead up to 20,000 characters aloud with browser voices and playback controls. What Is My IP Address?Display the public IPv4 or IPv6 address seen by the Gypes Cloudflare edge.